Terms of Use

Effective Date: March 17, 2025

1. Acceptance of the Terms of Use

These Terms of Use (“Terms”) are a legally binding agreement between you (“User”) and PayAssist Inc. (“PayAssist,” “we,” “our,” or “us”). These Terms govern your access to and use of https://payassistinc.com (the “Website”), including its content, functionality, and services.

By accessing or using the Website, you agree to abide by these Terms and our Privacy Policy (available at https://payassistinc.com/privacy-policy), which is incorporated by reference. If you do not agree to these Terms, you must not use the Website.

2. Changes to These Terms

We may modify or update these Terms at any time at our sole discretion. All changes take immediate effect upon posting and apply to all access and use of the Website. However, modifications to dispute resolution terms will not apply to disputes already in progress.

Your continued use of the Website following an update constitutes acceptance of the revised Terms. Please review these Terms periodically for changes.

3. Access to the Website

We reserve the right to modify, suspend, or discontinue any part of the Website without prior notice. We are not liable for any downtime, interruptions, or service unavailability.

4. Intellectual Property Rights

The Website and its content, design, features, and functionality (including text, images, software, videos, graphics, and logos) are owned by PayAssist Inc. or licensed to us. These materials are protected under U.S. and international copyright, trademark, patent, and other intellectual property laws.

Permitted Use

✅ You may use the Website for personal, non-commercial purposes only.
✅ Temporary storage of website data in your computer’s RAM or browser cache is allowed.

Prohibited Use

🚫 You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from the Website without written permission.

5. Trademarks

The PayAssist name, logo, and related branding are trademarks of PayAssist Inc. You may not use them without our prior written consent. Other trademarks on the Website belong to their respective owners.

6. Prohibited Conduct

You agree not to use the Website:

  • Unlawfully or for fraudulent activities.

  • To violate any U.S., state, or international laws (e.g., export regulations).

  • To distribute viruses, malware, or engage in hacking activities.

  • To collect user data without authorization.

  • To spam, harass, impersonate, or mislead others.

Violating these terms may result in account termination and legal action.

7. Third-Party Content & Links

Our Website may contain:

  • Embedded content (e.g., videos, social media posts, third-party articles).

  • External links to third-party websites.

We do not control or endorse third-party websites and are not responsible for their content, privacy practices, or terms. Use third-party sites at your own risk.

8. Geographic Restrictions

The Website is operated from California, USA, and is intended for U.S. users. We do not guarantee the Website complies with laws outside the U.S. If you access it from another country, you do so voluntarily and must comply with local laws.

9. Information Collection & Privacy

Our Privacy Policy (available at [Privacy Policy Link]) explains how we collect, use, and store your data. By using the Website, you consent to these practices.

10. Disclaimer of Warranties

🚫 No Guarantees: The Website is provided “as is” and “as available,” without warranties of any kind.
🚫 No Security Guarantees: We do not warrant that the Website is secure, free of viruses, or error-free.
🚫 No Content Accuracy Guarantee: Information on the Website may be outdated or inaccurate.

Some states do not allow disclaimers of implied warranties, so certain disclaimers may not apply to you.

11. Limitation of Liability

To the fullest extent permitted by law:

⚠ No Liability for Damages: PayAssist is not responsible for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Website unavailability or errors

  • Data loss, hacks, or security breaches

  • Reliance on information from the Website

  • Third-party services linked to the Website

💡 Maximum Liability: If we are found liable for any claim, our liability is limited to the amount you paid (if any) to use the Website.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of California, without regard to conflict-of-law provisions.

Dispute Resolution

  • Any disputes shall be resolved in federal or state courts located in Newport Beach, California.

  • We reserve the right to file claims in your jurisdiction if necessary.

13. Waiver & Severability

  • Waiver: Failure to enforce a right does not waive our ability to enforce it later.

  • Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full effect.

14. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and PayAssist regarding Website use. They supersede all prior agreements.

15. Contact Information

For questions or concerns, contact us:
📍 PayAssist Inc.
5000 Birch St., Suite 10000, Newport Beach, CA 92660
📧 adil@payassistinc.com
📞 (949) 629-7840

Last Updated: March 17, 2025

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