A full suite of credit and debit card payment systems, products and services are available to help merchants increase revenue, enhance their bottom lines and be competitive in the marketplace.

Acceptance of major credit cards and credit debit and other payment cards


Mobile payment

Mobile Processing

Checkout counter

Debit Card Processing

Filling a cheque

Electronic check and ACH processing

Gift Card Shopping Merchandise Plastic Credit Charge

Gift cards & Loyalty cards

 Cashier at work.


Point-of-sale terminals are the backbone of face-to-face (card present) credit card processing in the retail environment. A variety of state-of-the-art, PCI-compliant terminals are available to merchants.
Everything needed to process a credit card or signature debit card transaction can be found in a countertop point-of-sale terminal, including a magnetic card reader, phone or Internet connection to the processor and a receipt printer. With the addition of a keypad, you’re ready to process PIN debit cards as well.

woman uses a smartphone

Mobile and Wireless Options

As merchants diversify their operations, they are increasingly embracing new wireless and mobile processing technology. Both are ideal solutions for merchants who do business in locations where phone lines and Internet connections are unreliable or nonexistent.
Among mobile processing options, ProcessNow® Mobile is specifically designed to meet the requirements of startups and smaller businesses operating out of one location with a few employees that can take you wherever you need to go for the sale. It can be augmented with a ProcessNow® Register option.

PayFox®, is a specialized proprietary product option, offering mobile payment applications that transform an iPhone®, iPad® or Android® device into a handheld terminal on the go, allowing you to complete the sale wherever it occurs, including in the field or at the customer’s home.

Wireless credit card machines free you up to accept credit card payments wherever you do business — even venues where connectivity used to be a problem. For example, if you sell at sporting events, outdoor venues, kiosks or food carts, open markets or convention sites, wireless processing gives you access to new customers and potential new sales.

Online shopping business concept selecting shopping cart

Online Options

Whether you operate out of a storefront or online, a Transaction Express electronic payment gateway, as well as others, can handle your processing needs. Electronic payment gateways can process swiped retail transactions of all major credit cards through its virtual terminal or through a custom integration using web services. Its IP-enabled point-of-sale system offers an end-to-end solution that’s efficient and reliable.

The benefits of electronic payment gateways include shorter lines and faster checkouts that are sure to keep your customers satisfied and, for merchants, a reduction in operating costs by eliminating multiple dedicated phone lines and consolidating service costs for broadband.

Making a phone call


Low-volume MOTO (mail order/telephone order) merchants can tap into software that easily turns any touch-tone phone into a credit card processor, eliminating the need for additional equipment and software.

Telephone credit card processing is a very cost-effective solution for businesses that handle a small number of payment card sales, merchants who are on the go and businesses that want to keep their investment in equipment to a minimum. It’s accessible 24 hours a day/365 days a year, meaning your business never has a down moment.