Privacy Policy

Effective Date: March 17 2025.

Who We Are

PayAssist Inc. (“Company”, “we”, “our”, or “us”) operates the website https://payassistinc.com (the “Site”). This Privacy Policy explains how we collect, use, disclose, and protect your personal information in compliance with applicable laws, including the California Consumer Privacy Act (CCPA).

By using our Site, you agree to the terms outlined in this Privacy Policy.

Information We Collect

We may collect the following types of information:

1. Information You Provide Directly

When you leave a comment, we collect the data entered in the comment form, your IP address, and browser user agent to prevent spam.
If you upload images, please ensure they do not contain embedded location data (EXIF GPS) to prevent unintended sharing of your location.
If you register for an account, we collect personal information such as your name, email address, and other details provided in your user profile.

2. Information Collected Automatically

Cookies:
- When you leave a comment, you may choose to save your name, email, and website in cookies for convenience. These cookies last one year.
- If you visit our login page, a temporary cookie is set to check if your browser accepts cookies. This cookie contains no personal data and is discarded upon closing your browser.
- When you log in, we store login information and display preferences using cookies, which expire based on your session settings.
Embedded Content from Other Websites:
Articles on this Site may contain embedded content (e.g., videos, images, articles, etc.) that behave as if you visited those external websites. These sites may collect data, use tracking technologies, and monitor interactions, particularly if you have an account with them.

3. Information from Third Parties

Automated Spam Detection Services: Visitor comments may be analyzed through a third-party spam detection service.

How We Use Your Information

We use the information collected for the following purposes:
✅ To provide and maintain our website
✅ To detect and prevent spam or malicious activity
✅ To improve user experience and site functionality
✅ To comply with legal obligations

Who We Share Your Data With

We do not sell personal information. However, we may share data:

With service providers that assist with security, analytics, and spam detection.
When legally required (e.g., in response to court orders or law enforcement requests).
If you request a password reset, your IP address will be included in the reset email.

How Long We Retain Your Data

Comments: Retained indefinitely to recognize and approve follow-up comments automatically.
User Accounts: If you register on our Site, your profile data remains stored until you delete it or request its removal. Administrators can also modify or remove this data.
Other Data: Retained only as long as necessary for legal, administrative, or security purposes.

Your Rights Under CCPA (California Residents)

If you are a California resident, you have the following rights under the CCPA:
✅ Right to Know – You can request a report on the categories and specific pieces of personal data we have collected about you.
✅ Right to Delete – You may request the deletion of your personal data, subject to legal exceptions.
✅ Right to Opt-Out – We do not sell your personal information, but you have the right to opt out of any future sale if our policy changes.
✅ Right to Non-Discrimination – Exercising your rights will not result in any service denial or discrimination.

To exercise your CCPA rights, please contact us at:
📧 adil@payassistinc.com
📞 (949) 629-7840

Where Your Data Is Sent

Visitor comments may be checked through an automated spam detection service.
Some data may be stored on secure third-party servers used for hosting or analytics.

Updates to This Privacy Policy

We may update this Privacy Policy as needed. If significant changes occur, we will notify users via email (if provided) or through a notice on our Site.

Last updated: March 17 2025.